I already have a credit/debit card from my bank and Profit it for EVERYTHING, even amounts when compared with $5 (though there are few of us these days). Even in those cases, the online world comes to my rescue with tips about easy methods to make my self-assembled gift foods more interesting. https://groups.google.com/g/giftcard-mall-my-gift-info/c/lJb4jNQqwjY